Financial Services: Credit Processing Automation

Financial Services ProviderFinancial ServicesEnterprise Solution

Processing credit repurchase files was a bottleneck. Operators received folders with 15 mixed documents (ID, tax, bank statements) in bulk. They spent 45 minutes per folder manually sorting, classifying, and verifying 50 complex business rules (e.g., 'Debt ratio < 35%'). Capacity was capped at 15 hours of work per day for 20 files.

Financial Services: Credit Processing Automation - Case study visual

15 min

Processing Time

3x

Capacity

100%

Compliance

100%

Standardization

Operations Director

Financial Services Provider

We turned a manual process into an automated workflow. The 'Human-in-the-loop' keeps us in control while the system handles the processing.

The Challenge

Processing credit repurchase files was a bottleneck. Operators received folders with 15 mixed documents (ID, tax, bank statements) in bulk. They spent 45 minutes per folder manually sorting, classifying, and verifying 50 complex business rules (e.g., 'Debt ratio < 35%'). Capacity was capped at 15 hours of work per day for 20 files.

Our Solution

A complete Neo Workflow solution. 1. Auto-classification of documents. 2. Extraction via defined Schemas. 3. Execution of 50 business rules in the Engine. 4. Auto-generation of structured PDF bundles for banking partners. 5. HitL interface for the few exceptions.

The implementation resulted in significant improvements across all key performance indicators, delivering measurable business value and operational excellence.

Key Deliverables

Our implementation focused on delivering tangible results through the following key components:

Automated Sorting Workflow

50-Point Control Engine

Exception Management UI

Bank-Ready PDF Bundles

Conclusion

This project exemplifies our commitment to delivering transformative IT solutions that drive measurable business value. Through close collaboration with the client, innovative technology implementation, and a focus on sustainable outcomes, we successfully modernized their infrastructure while exceeding performance expectations.

Team collaboration

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